Basic Consumer Checking
Enjoy the simplicity of our low-cost checking account.
NY and NJ residents are welcome to open our low cost and affordable checking account.
The account offers unlimited withdrawals, check writing, and deposits for a low monthly maintenance fee of $3. If you believe this product is right for you, please visit our branch to begin taking advantage of this product.
This product is only available to those individuals residing in the State of New York
and New Jersey.
SHBA Checking Account Comparison Chart
| Basic Consumer Checking | Free Checking | Personal Checking |
|---|---|---|
| Minimum to open $25 | Minimum to open $100 | Minimum to open $200 |
| Monthly maintenance fee $3 | Monthly maintenance fee $0 | Monthly maintenance fee $10 |
| Requirements to waive monthly maintenance fee. Fee is not waived. | Requirements to waive monthly maintenance fee. There is no monthly maintenance fee. | *Requirements to waive monthly maintenance fee. -Maintain minimum daily balance of $750. |
| Minimum balance requirement $0.01 | Minimum balance requirement $0.01 | Minimum balance requirement $0.01 |
| Withdrawal Restrictions Unlimited withdrawals without a fee. | Withdrawal Restrictions Unlimited withdrawals without a fee. | Withdrawal Restrictions $0.25 per debit transaction fee can be waived by meeting one of the requirements for waiving the monthly maintenance fee. * |
Our Basic Consumer Checking account benefit includes:
- Free online bill payment & Account alerts
- Free Telephone and Online Banking that you can access 24/7
- VISA Debit Card with built-in security
- Enhanced security through SMS
- Paperless statements
- Mobile check deposit
Other transaction fees or charges may apply, Customer cannot have another Shinhan Bank America checking account open while maintaining a Basic Consumer Checking Account. For more information, please click our
PERSONAL BANKING