Free Checking

YES, IT IS FREE

Free Checking account allows you to make unlimited deposits and withdrawals without a monthly service fee. It also allows you to pay your bills online without any additional cost. This account qualifies for a VISA debit card which comes standard with Zero Liability and EnFACT real-time fraud monitoring service to protect you from unauthorized transactions. With this debit card, you gain access to the largest surcharge-free Allpoint ATM network of more than 55,000 ATMs worldwide.

Our Free Checking account benefit includes:

  • No monthly maintenance fee
  • Unlimited transactions
  • Free online bill payment
  • Free Telephone and Online Banking that you can access 24/7
  • VISA Debit Card with built-in security
  • Paperless statements
  • Security card for safe online banking transactions
  • Account alerts

All you need to enjoy these benefits is a minimum opening deposit of $100. Please visit one of our branches to open one and start enjoying it today.

Compare our checking products

Free Checking
Personal Checking
Super NOW Checking
Free Checking

Minimum Opening Deposit$100
Monthly Account Maintenance fee$0
Transaction charge$0
Interest-BearingNO
Unlimited Check WritingYES
Non-Sufficient Funds Fee or Return Item Fee$25 / $35
Deposited Item Returned Fee (Chargeback Fee) $10

Personal Checking

Minimum Opening Deposit$200
Monthly Account Maintenance Fee$10 This fee be waived if you meet any one of the following requirements during a statement cycle:
•Maintain a daily minimum balance of $750 or an average daily balance of $1,500; OR Have at least one (1) recurring direct deposit (i.e. Payroll) of $500 or more to your account.
Transaction Charge$0.25 per debit transaction
This fee be waived if you meet any one of the following requirements during a statement cycle:
•Maintain a daily minimum balance of $750 or an average daily balance of $1,500; OR Have at least one (1) recurring direct deposit (i.e. Payroll) of $500 or more to your account.
Interest-BearingNO
Unlimited Check WritingYES
Non-Sufficient Funds Fee or Return Item Fee$15 / $25
Deposited Item Returned Fee (Chargeback Fee)$10

Super NOW Checking

Minimum Opening Deposit$2,000
Monthly Account Maintenance Fee$12
This fee can be waived with $2,000 average monthly balance
Transaction Charge$0
Interest-BearingYES
Unlimited Check WritingYES
Non-Sufficient Funds Fee or Return Item Fee$15 / $25
Deposited Item Returned Fee (Chargeback Fee) $10

Other transaction fees or charges may apply. For more information, please click our

Product DisclosureAccount AgreementsFee Schedule